Florida Chiropractic Laws and Rules (FCLR) Practice Exam

What is the required minimum professional liability coverage for chiropractors?

1. No less than $50,000 per claim

2. No less than $100,000 per claim

3. No less than $200,000 per claim

4. No less than $300,000 per claim

The correct answer is: No less than $100,000 per claim

The minimum professional liability coverage required for chiropractors is set at no less than $100,000 per claim. This requirement is crucial as it ensures that chiropractors have a sufficient level of financial protection in case of professional liability claims. Given the nature of chiropractic practice, which involves assessment, diagnosis, and treatment that could potentially lead to disputes or allegations of malpractice, this coverage aids in safeguarding both the practitioner and their patients. Having a minimum coverage of $100,000 allows for adequate legal defense and compensation for claims that may arise. This financial threshold reflects an industry standard intended to promote professionalism and accountability in chiropractic care. It also serves as an assurance to patients that their chiropractor is equipped to handle claims related to their practice, fostering trust in the healthcare system.